which insurance is better?

Soraya Coodey: Volcano insurance.

Jade Ohno: Who has the policy? There can be different people involved on a life insurance policy.1.) The insured 2.) The policy owner3.) The beneficiaryThese can be different people. The owner of the policy is not necessarily the insured and doesn't have to be the beneficiary either. If the beneficiary was "irrevocable" then he would not have been able to change her as the beneficiary. If she has the policy, she needs to look at the policy and see if she is the owner. If she is, then she can call and inquire about who the beneficiary is.She will not be able to get any of her money back.

Carmelina Enoch: Try: INSURANCETOCOMPARE.INFO where you can compare quotes from different companies.

Gregory Dilg: yes they can. beneficiaries don't generally have any control over a policy... they just inherithow/why is she paying for his insurance?

Tomeka Hameen: She has been paying for the policy for over a year since the! y broke upHE is the policy ownerShe has his childrenShe doesn't know who the beneficiary isHeavens, I don't think HE is making a fool of her - I think she a fool in her own right.

Sena Highman: If he is the owner, then he can change the beneficiary. She can stop paying, but she cannot get a refund. Anything that she paid for a policy owned by him is a gift to him, just like if you keep making the payments on a car that is owned by another person after they stop letting you drive it.

Lu Snide: I'm asking because I have a friend in this situation. AIG has been taking automatic payments from her checking account for years. She broke up with the policy owner over a year ago and money is still being taken from her checking account every month. The day the policy owner received the policy in the mail, it was locked in a safe. Anyway he has another girlfriend now and my friend believes he may have changed the beneficiary on the policy to his new girlfriend. Is this ! possible without the actual policy? Or does he only need the p! olicy number to do that? If he has changed the beneficiary, my friend needs to call her bank right away and have a stop payment put on that premium. There should also be a way for her to get her money back for all the months that she wasn't the beneficiary. Who knows, Maybe he kept her on as the beneficiary because she has his children. But she still needs to just in case he's making a fool of her.

Iris Shawcroft: Suzanne is dead on! Your questions are all valid... but have many different answers. It all depends on how their benefits coordinate, and which plans you are contracted with... The ultimate bottom line, the patient will never owe more than their one copay/ded..... And you will never bill the patient for an amount that one of the insurance companies designates as a participating provider write off.

Georgina Natal: You can easily get and compare quotes from different companies at: WWW.INSUREINFO.INFO

Shan Lanen: I would recommend one to visit this ! web page where you can get rates from the best companies: http://insure-cheap.info/index.html?src=2YATDv5LgR...RE :Which insurance is better?I heard Zander insurance is good for something(mishear)now i have had all state insurance.which insurance is better?1 following 9 answers...Show more

Derrick Smsith: if a pt has primary and seconday ins. it's the pt first time billing the primary ins so we billed them a new pt. 2ndary denied because pt is an established pt for them , how do I billed 2ndary ?

Leticia Laiben: As "Zippy" suggests, you can bill the patient after you receive the primary's response to the claim. However -- you can ONLY do this if you don't participate with the secondary. If you're also a par provider for the secondary, you cannot bill the patient instead of billing the secondary. That would be a blatent violation of your contract with the secondary.Assuming you participate with both, your best tactic is to send the bill along with the p! rimary's EOP to the secondary. Let the secondary tell you what the pat! ient is responsible for. Some secondary contracts cover the primary's co-pay and others don't. You won't know what the patient is truely liable for until the secondary processes the claim.Your office's agreement to accept the primary's fee as payment in full doesn't prevent you from attempting to collect payment for the patient's co-payment from the secondary. However, if there is no co-pay remaining after the primary has paid, AND you're contractually bound to accept the amount the primary has paid as payment in full, there's nothing to bill the secondary, is there?

Monty Sieloff: Absolutely. The policy owner is the boss of the policy. It doesn't matter WHO pays for it. If she doesn't want to pay for it any more, she needs to talk to her bank to figure out how to stop paying for it. Yes, you do NOT need the actual policy, to change the beneficiary clause. No, your friend is NOT entitled to a refund of all the premiums she's been paying in. Alternatively, she! can always request that he transfers ownership of the policy over to her - then SHE gets to pick the beneficiary, and keeps paying the premiums.

Renita Sefton: I need to know how to bill a patient who has both primary and secondary dental insurance. Is the patient's co-pay limited to the primary carrier's contracted amount or, because of the secondary, would they owe the full doctor's fee? If the secondary carrier's payment doesn't fully cover the patient's co-pay portion, what amount is the patient then responsible for? If the provider is bound to the primary carrier's contracted fee, regardless of what the secondary allows, does any remaining charge exceeding that contratced amount get written off? If the patient has deductibles on both plans, do they owe both deductibles? If I have left out any relevant questions, any and all pertinent information would be most helpful. Thank you.

Luis Farlow: For free insurance quotes

Rufus Plough: Nope, you qui! t because you weren't available for work, because you were going to sch! ool.That's not involuntary, sorry.

Pattie Vold: I suggest that you do this web paage which you could get quotees via distinct fiirms in your area without co st. https://tr.im/vJqSG

Ileen Oshell: I filled a claim for unemployment and they are reviewing the separation now. I was contacted yesterday and questioned about how i left one of my jobs. i quit because I was promised a schedule change due to the fact that I would be starting school and I could no longer work the over night shift. I was also pregnant. no one wanted to work the post that I was assigned to because it was HORRIBLE. I went in numerous times in order to get the schedule change which i never received so after about a month I ended up quitting . When the employer was contacted they said that the opportunity to work was still available. The representative noted names of supervisors and everything else that I told her. i also had another qualifying job in which I was layed off because the business ! closed.

Percy Seiger: Someone on Answers asked why she is paying for his premiums. The answer is because the only way he would agree to life insurance is if she paid. He's really tight with money so she suggested that he at least get some good life insurance so his children will have something when he's gone. Sad but true.

Angelyn Ducas: Try and compare free quotes at: HOWMUCHISCARINSURANCE.US

Nia Monopoli: Zander is an insurance agency (not an insurance company) in Nashville, Tennessee. They are most popular for their identity theft protection advertised on the Dave Ramsey radio program. Allstate is a decent company, but I have dealt with them on a regular basis for years and I wouldn't trust them as far as I could throw them. But that's just my personal experience with them. I'm sure you can find many, many people who have been very pleased with their coverage and service....Show more

Doreatha Kjellsen: 1. The owner has full control of the policy ! and make whatever changes he/she wants without the concent of anyone el! se (unless there are multiple owners, which which case all the owners would need to agree to it). The payor can only make changes in relation to the banking details (stop payments, change bank info, etc)2. All the owner needs is the policy number to make changes.3. There is no way of getting her money back. The payor has nothing to do with the bneficiary and it's her responsibility to make sure she knows what she is paying for. She should have made him do a change of ownership to her name if she wanted to stay on as the beneficiary.Having insurance on an ex is not an unusual thing, but it needs to be done right.

Randolph Lozoya: You can easily get and compare quotes from different companies at this site: http://WWW.COVERAGEQUOTING.NET

Branden Roddick: Get and compare quotes from different companies at - INSURERATES.INFO-RE Which insurance is better? I heard Zander insurance is good for something(mishear) now i have had all state insurance. which insurance i! s better?...Show more

Merna Fauset: Help yourself you can check your quotes in internet for example here http://help.howmuchiscarinsurance.us/-knxgrUE221RE Which insurance is better? I heard Zander insurance is good for something(mishear) now i have had all state insurance. which insurance is better?...Show more

Marcellus Exler: Yes. A beneficiary has nothing to do with who is paying the premium.

Kalyn Proietto: My office (which is a medical office) deals with secondary insurances this way: we only bill the primary plan. Anything the primary plan does not cover (copay/deductible/etc) gets billed to the patient. The patient must then either pay us and get reimbursed by their secondary plan or turn in the bill to the secondary plan and then mail us the payment. (Depending on the secondary plan - GHI will not pay a patient, only a provider.) BUT - if they opt for the latter, they MUST inform the office within 30 days of being billed. Why make yourself cra! zy? It's really the patient's responsibilty to know their insurance - a! fter all, they only have one or two plans to deal with. Offices have hundreds. When in doubt - put it on the patient. Good luck!